Can My Parent Get Nursing Home Medicaid Without Losing Everything?

Do you want to help a parent or loved one find nursing home care but find the Medicaid rules quite intimidating? You’re not alone.

At the Family First Firm in Orlando, Florida, we will provide you with a dedicated Medicaid lawyer who has experience saving clients an average of $250,000 in nursing home fees. We know exactly how to help you protect your family’s future.

Call our office today at (407) 574-8125 so that you or your loved one can avoid any unnecessary financial hardship.

What Does Medicaid Do?

As our loved ones get older, they often struggle to take care of themselves. You, on the other hand, may not have the time or the knowledge to personally provide your parents with the at-home care they need. Luckily, you don’t need to struggle with making ends meet.

Medicaid is a U.S. federal healthcare program that helps seniors receive long-term care. A qualified Medicaid recipient can receive funds to cover some nursing facility costs, home care services, medical supplies, medications, and more.

Qualifying for Medicaid

Your loved one must be financially eligible and meet the medical necessity requirements to qualify for Medicaid nursing home coverage. A person may meet financial needs if:

• Their monthly income is less than $2,523 (or $5,046 for combined spouse applications).
• Their assets do not exceed $2,000, excluding their car, house (if they intend to return), and shared marital assets (that is, if the spouse does not receive Medicaid).

If your loved one receives Social Security Income, they can automatically qualify.

You also must prove a medical need for nursing home assistance. In Florida, medical necessity means that a person needs care to:

• Prevent serious injury or illness
• Alleviate suffering
• Align with a medical professional's opinions
• Protect the person’s life

In general, the government will grant Medicaid to individuals that need nursing home care but cannot afford to pay for it themselves.

Securing Nursing Home Care Without Losing Anything

If the previously-listed asset requirements are exceeded, our team at the Family First Firm can work through a plan of transferring titles and ownerships so that your parent can keep valuable assets within the family while receiving the necessary financial help. Typically, we must complete these transfers five years before applying, so this process requires some planning ahead.

After your parent receives Medicaid, we can practice a few more preventative techniques to further secure their property and wealth. We can ensure that the important assets are no longer in your parent’s name, so that in the event of death, you can avoid having the government put a lien on their property.

To do so, be sure to speak with a Medicaid lawyer from our Family First Firm team about estate planning options, such as:

• Real estate and revocable living trusts
• Life estates
• Joint ownerships

Aside from moving property around, we can help you find a few more layers of legal protection. For example, if a child resides in the house, the government will not place a lien on it.

How Can a Medicaid Lawyer Near Me Help?

You shouldn’t try to navigate Medicaid applications on your own. Dealing with any government-related policy is challenging, especially when you’re dealing with another person’s assets.

Our Medicaid lawyers at the Family First Firm have ample experience with all of the complex legal matters surrounding Medicaid, estate planning, elder law, and more. We know how to evaluate each client’s unique situation to develop an optimal strategy.

Our team will:

• Help your parent reach eligibility requirements
• Prepare and file your application ensuring all necessary paperwork is submitted on time
• Advise your parent through preventative strategies so that they can keep all assets within the family
• Work with you and your parent throughout the coming months and years as questions arise
• Enable you to rest easy knowing that your parent’s nursing home bill will be covered

Our clients save hundreds of thousands in their nursing home costs. With our legal help, you don’t have to go broke when helping your loved ones receive the medical assistance they need.

When Should I Find a Medicaid Attorney Near Me?

The sooner you find a Medicaid attorney, the better. Government processes are notoriously slow. Therefore, you’ll want to plan ahead so your loved ones can receive the care they need as soon as possible.

How Can I Find a Medicaid Planning Attorney Near Me Today? Call Us at Family First Firm

Do you have a parent or loved one who needs nursing home care? If so, contact one of our Medicaid lawyers from our Family First Firm team today to begin discussing your options. We operate throughout Florida, saving clients an average of $250,000 a year on nursing home expenses.

Discover how Family First Firm can make a difference in your life. Call our office today at (407) 574-8125 in Orlando, Florida, or fill out our online form and someone from our team would be happy to assist you.